Qualification - Your First Step Towards Homeownership

Items Needed to Qualify (Refinance or Purchase)

Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income

2 forms of identification

Copy of current Mortgage Statement

Proof of Homeowners Insurance (HOA if applicable)

Bank statements for two to three months (all pages)

If self-employed, year-to-date profit and loss statement,

plus signed returns for last two years

Proof of pension income, if applicable

Social Security and Disability payments, if applicable

Names/addresses/ contact numbers for

of employers for two years

W-2s for two years

Two years of tax returns (all schedules)

A completed and signed Form 4506-T

or 4506T-EZ, provided by your Mortgage Banker

Dividend earnings

Child support or alimony payments (optional for you to disclose)

Information on debts such as car loans, student loans and credit cards

Security accounts (stocks, bonds, life insurance)

Mortgage statements for all real estate owned (leased agreements if applicable)

Copy of the purchase contract (new purchase only)

ALL ITEMS CAN BE FAXED TO 480-393-4015 OR EMAILED TO AHORNE@TRUEMORTGAGELOANS.COM

Alicia Horne