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Welcome to True Mortgage

 True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona, Texas, and Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, we can help you take that first step toward a financial solution.

Our Promise

Accurate & complete home loan pre-approvals within 24 hours


Low, low rates and closing costs


Friendly, expert guidance 7 days a week


An easy-to-understand mortgage process

Home Purchase Made Easy with our Mortgages

Whether you need help negotiating a mortgage or buying a new home, True Mortgage can manage all your mortgage needs. My services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact me and find out how my services can help.

Refinancing Made Easy - Save Money Today

Traditionally, the decision on whether or not to refinance has meant balancing the savings of a lower monthly payment against the costs of refinancing. It can be worth your while to refinance to obtain a reduction in interest rate, remove mortgage insurance from your loan or to go to a lower term such as a 15 year loan.

You can also tap into your homes equity to consolidate debt and or take out cash for home renovations. 

Loan Programs Customized for You

Don't get confused with all the different types of loans! True Mortgage is here to help you find the right option for you!

Find information here on all of our most popular programs

Hear It From Our Satisfied Clients

"I've known Alicia Horne for many years and she is the only person I trust for my home loans and refinances. She has been my family's lender on several of these transactions over the years. We've always closed on time, gotten a fair price and we recommend her services to everyone! Always a great experience"


"Alicia knows everything there is to know about lending! She is amazing and I trust her with ALL of my clients. She gets the best interest rates and lowest fees by far, and beats all the competition!! All my clients end up loving her and are exceedingly happy trusting her as there lender..... and I use her for my own loans as well."

—Rayette Thompson, Satisfied Customer

— Liz Rolfe, Associate Broker HomeSmart Elite Group

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